How Do Property Taxes Work in New Hampshire?

By Jason Starr

With over 30 years of combined experience, we understand the finer nuances of selling your home. We know where the seller's largest loss of revenue is when selling and the 4 reasons why a home doesn't sell. Want to learn? Contact us knowing you'll receive no pressure and total confidentiality.

If you’re thinking about buying property in New Hampshire, these tips will save you time, money, and headaches. Let’s dive in.

Lakefront property law. If you own lakefront property, you need to know about the New Hampshire Shoreline Protection Act. It controls what you can do within 250 feet of the lake’s high-water mark. The focus? Erosion control. These rules are why New Hampshire’s lakes stay so clean. Understanding this law will help you avoid fines and protect what makes our lakes special.

Truth about property taxes. One question I hear often is: “If I buy a property, will my taxes go up to the sale price?” The answer is no. Towns reevaluate every 2–5 years, usually with appraisers. You don’t have to let them inside—it’s your call. The new valuation sets your tax bill, not your purchase price.

New Hampshire has the third-highest property taxes in the U.S. But here’s the good news: we’re also the 46th least tax-burdened state. You only pay property taxes twice a year—July and December. No sneaky charges or daily fees. At the end of the year, you often save compared to other states.

Tax rates. Tax rates vary by town. For example:

• Moultonborough: $5.70 per $1,000
• Campton: $28.77 per $1,000

Choosing the right town can make a big difference in your tax bill. I can help you figure out what works best for you.

New Hampshire is beautiful, with clean lakes, manageable taxes, and incredible communities. If you’re ready to find your perfect property, you can call or text me at (603) 293-7227. Time is valuable, and I won’t waste yours. Reach out today to get started.